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/* StayCred v2 — official palette and contemporary typography */
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@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation:none!important;transition:none!important}}
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@media(max-width:550px){.rate-options-grid{grid-template-columns:1fr}.rate-options-grid article{padding:25px}.rate-options-grid h3{font-size:28px}.rate-choice{padding:25px}.rate-choice .btn{width:100%;font-size:11px;padding:15px 12px;gap:12px}.market-stats{gap:20px}.market-stats strong{font-size:35px}.market-stats strong small{font-size:20px}.market-section h2{font-size:32px}.market-stats>div>p{font-size:11px}}
/* Comparativo educativo e contato — revisão 3 */
.payment-comparison{background:#f4f6f9;scroll-margin-top:100px}.example-premises{display:grid;grid-template-columns:repeat(4,1fr);background:white;border:1px solid var(--line);border-radius:12px;overflow:hidden;margin-bottom:28px}.example-premises>span{padding:20px;font-size:12px;color:var(--muted);border-right:1px solid var(--line)}.example-premises strong{display:block;color:var(--ink);font-size:20px;margin-bottom:5px}.inflation-controls{display:flex;align-items:center;justify-content:space-between;gap:24px}.inflation-controls label{font-size:16px;font-weight:700}.inflation-controls p{font-size:12px;margin-top:5px}.inflation-controls select{background:white;border:1px solid #a2adbb;border-radius:8px;padding:14px 17px;color:var(--ink);font:inherit;max-width:100%;font-size:13px}.scenario-note{font-size:11px;margin:15px 0 25px;line-height:1.8}.payment-cards{display:grid;grid-template-columns:1fr 1fr;gap:24px}.payment-cards article{padding:30px;border-radius:12px;background:white;border-top:4px solid var(--ink)}.payment-cards article.indexed-payment{border-color:#a47720;background:#fffcf5}.payment-cards h3{font-size:22px;margin:16px 0 22px}.payment-cards article>strong{display:block;font-size:36px;font-weight:600;letter-spacing:-1px}.payment-cards article>p{font-size:12px;margin-top:18px;line-height:1.9}.payment-cards article>div:last-child{display:flex;align-items:center;gap:10px;border-top:1px solid #dbe1e9;padding-top:16px;margin-top:20px;font-size:11px}.payment-evolution{display:flex;gap:15px;align-items:center;flex-wrap:wrap}.payment-evolution small{display:block;margin-bottom:5px}.payment-evolution strong{font-size:28px;font-weight:600;letter-spacing:-1px}.payment-chart{background:white;padding:24px 25px 5px;border:1px solid var(--line);border-radius:12px;margin-top:24px}.payment-chart svg{width:100%;height:auto;display:block}.payment-chart svg text{font-family:Manrope,Arial,sans-serif;font-size:12px;fill:#526174}.payment-legend{display:flex;gap:25px;flex-wrap:wrap;font-size:12px}.payment-legend span{display:flex;align-items:center;gap:8px}.payment-legend i{display:inline-block;width:20px;height:3px;background:#a47720}.payment-legend .fixed-key{background:#263c5e}.payment-reading{display:grid;grid-template-columns:1.4fr 1fr;gap:35px;margin:28px 0}.payment-reading h3{font-size:21px;margin-bottom:10px}.payment-reading p{font-size:13px;line-height:1.9}.payment-reading>div:last-child{border-left:2px solid #c3a05d;padding-left:24px}.payment-reading small{font-size:10px;font-weight:700;letter-spacing:1px}.payment-reading>div:last-child p{margin-top:10px}.payment-reading>div:last-child span{font-size:11px;color:var(--muted)}.monthly-detail{background:white;border:1px solid var(--line);border-radius:8px;margin-top:12px}.monthly-detail summary{font-size:14px;font-weight:600;cursor:pointer;padding:20px}.monthly-detail .table-scroll{margin:0;padding:0 18px 18px}.monthly-detail table{min-width:620px;font-size:12px}.monthly-detail th,.monthly-detail td{padding:12px}.calculation-notes{padding:0 22px 22px;font-size:12px}.calculation-notes p{margin:12px 0;line-height:1.9}.calculation-notes a{text-decoration:underline}.example-disclaimer{font-size:11px;line-height:1.9;margin-top:24px;color:#586578}.consultative-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:25px}.consultative-grid article{padding:28px;border:1px solid var(--line);border-radius:12px}.consultative-grid article>span{color:var(--gold);font-size:13px;font-weight:700}.consultative-grid h3{font-size:23px;margin:19px 0 15px}.consultative-grid p{font-size:13px;line-height:1.9}.consultative-grid a{margin-top:23px;font-size:12px}.consultative-promise{background:var(--cream);border-radius:12px;margin-top:25px;padding:30px;display:flex;gap:30px;align-items:center;justify-content:space-between}.consultative-promise h3{font-size:20px;line-height:1.5}.consultative-promise ul{list-style:none;padding:0;font-size:12px}.consultative-promise li{display:flex;gap:9px;margin:12px 0}.consultative-promise svg{width:17px;flex-shrink:0}.consultative-promise .btn{font-size:11px;flex-shrink:0}.email-help{font-size:12px!important;overflow-wrap:anywhere}.ready-actions{flex-wrap:wrap;gap:18px}.message-ready pre{white-space:pre-wrap;overflow-wrap:anywhere}.contact-honeypot{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}button:disabled{opacity:.6;cursor:wait}
@media(max-width:900px){.payment-cards article{padding:24px}.payment-evolution strong{font-size:25px}.consultative-promise{flex-wrap:wrap}.consultative-grid{gap:15px}.consultative-grid article{padding:22px}.payment-reading{gap:25px}}
@media(max-width:650px){.example-premises{grid-template-columns:1fr 1fr}.example-premises>span{padding:15px}.example-premises strong{font-size:18px}.inflation-controls{align-items:stretch;flex-direction:column;gap:12px}.payment-cards{grid-template-columns:1fr}.payment-reading{grid-template-columns:1fr;gap:20px}.payment-chart{padding:18px 8px 5px}.payment-chart svg text{font-size:16px}.payment-legend{font-size:10px;margin:0 10px 12px;gap:16px}.payment-reading>div:last-child{padding-left:18px}.consultative-grid{grid-template-columns:1fr}.consultative-promise{padding:24px;gap:15px}.payment-comparison h2{font-size:30px}.payment-cards article>strong{font-size:33px}.monthly-detail .table-scroll{margin-right:0}.ready-actions .btn{width:100%;justify-content:center}.ready-actions{display:flex;flex-direction:column;align-items:flex-start}}
/* Contato exclusivo por WhatsApp — revisão 4 */
.whatsapp-kicker{display:flex;align-items:center;gap:9px;color:#176749;font-size:10px;letter-spacing:1.2px;font-weight:700;margin-bottom:17px}.whatsapp-form h3{line-height:1.35}.whatsapp-form .optional-label{font-weight:400;color:var(--muted);font-size:12px}.whatsapp-preview{border:1px solid #d2e2d7;border-radius:12px;background:#edf4ef;padding:20px;margin:23px 0}.whatsapp-preview-heading{display:flex;align-items:center;gap:9px;color:#315b43;font-size:12px;font-weight:700;margin-bottom:15px}.whatsapp-bubble{background:#fff;border-radius:0 12px 12px 12px;padding:20px;box-shadow:0 2px 4px #183e2010;overflow-wrap:anywhere}.whatsapp-bubble p{font-size:13px;line-height:1.6;color:#294437;margin:0!important}.whatsapp-bubble strong{font-weight:800}.whatsapp-preview>small{display:block;font-size:10px;color:#45634e;margin-top:13px}.whatsapp-btn{justify-content:center;width:100%;gap:12px}.copy-whatsapp{margin-top:15px;font-size:12px}.contact-whatsapp-intro{font-size:14px;margin:22px 0 32px;line-height:1.9}.whatsapp-form .form-note{line-height:1.7}.whatsapp-form input:focus,.whatsapp-form textarea:focus,.whatsapp-form select:focus{outline-color:#176749}.floating-contact{background:var(--gold);color:var(--deep);border-color:var(--gold)}.contact-channel{overflow-wrap:anywhere}@media(max-width:500px){.whatsapp-preview{padding:15px}.whatsapp-bubble{padding:16px}.whatsapp-btn{font-size:12px;padding:17px 12px}.whatsapp-form .form-note{font-size:11px}}

/* Revisão 5 — ações na paleta da marca e portabilidade em destaque */

.whatsapp-kicker,.whatsapp-preview-heading,.whatsapp-preview>small{color:#70561e}.whatsapp-preview{border-color:#d9cba9;background:#f9f5eb}.whatsapp-bubble p{color:var(--ink)}.whatsapp-form input:focus,.whatsapp-form textarea:focus,.whatsapp-form select:focus{outline-color:var(--gold)}
.hero-portability{display:inline-flex;align-items:center;gap:10px;color:var(--ink);font-size:13px;font-weight:700;text-decoration:underline;text-underline-offset:5px;margin-top:24px}.hero-portability svg{flex-shrink:0}
.debt-highlight{background:#faf7ef;border-top:1px solid #eadfc9;border-bottom:1px solid #eadfc9;scroll-margin-top:95px}
:focus-visible{outline:3px solid var(--gold);outline-offset:4px}.table-scroll:focus-visible{outline-offset:-3px}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation:none!important;transition:none!important}}
@media(max-width:650px){.payment-chart{overflow-x:auto}.payment-chart svg{min-width:570px}.payment-chart svg text{font-size:13px}.hero-portability{font-size:12px;line-height:1.8}}

/* Revisão 6 — WhatsApp branco; dourado apenas no botão flutuante. */
:root{--whatsapp-hover:#896a2f}
.nav-cta,.btn[href^="https://wa.me/"],.whatsapp-btn,.featured-rate>a[href^="https://wa.me/"]{background:#fff;color:var(--navy);border:1px solid var(--line);box-shadow:none;font-weight:600;transition:color .18s ease,border-color .18s ease}
.nav-cta:is(:hover,:focus-visible),.btn[href^="https://wa.me/"]:is(:hover,:focus-visible),.whatsapp-btn:is(:hover,:focus-visible),.featured-rate>a[href^="https://wa.me/"]:is(:hover,:focus-visible){background:#fff;color:var(--whatsapp-hover);border-color:var(--gold);font-weight:800;transform:none}
.featured-rate>a[href^="https://wa.me/"]{padding:15px 18px;border-radius:8px}
.mobile-menu a[href^="https://wa.me/"]{background:#fff;color:var(--navy);font-weight:600}
.mobile-menu a[href^="https://wa.me/"]:is(:hover,:focus-visible){color:var(--whatsapp-hover);font-weight:800}
.floating-contact,.floating-contact:is(:hover,:focus-visible){background:var(--gold);color:var(--deep);border-color:var(--gold)}
